32 second read I hear quite a lot “why isn’t this covered????” Usually, the answer is it is covered, it just isn’t paid for yet. People DO NOT like this answer. I am sure you might have experienced this. These are the four ways people pay for health care, if they have insurance: Copay Deductible Co-insurance […]
4 Ways to Pay Health Care Costs Read More »
3 minute read Insurance rates are rising rapidly for contractors, particularly for builder’s risk and excess liability policies as the cost of claims continues to increase dramatically. While rates for builders’ risk have been averaging 10 to 20%, pricing for excess liability and umbrella coverage have in some cases doubled from the year prior. Both
Builder’s Risk and Umbrella Insurance Pricing Climbing Fast Read More »
36 second read I was involved in a discussion about health plan components last week (yes, only for insurance nerds…) and I heard the best explanation of how a health plan should work EVER. Plan Sponsors are the Master. All service providers are Servants to the Master. I believe in common law, if Servants withhold
Why DO prescriptions cost so much? Read More »
4 minute read As the labor market tightens and businesses struggle to attract new talent, many companies are starting to boost their employee benefit offerings, particularly voluntary benefits. But besides added benefit choices, what many employees want is relief from continually increasing health premiums as well as more options to choose from for their health
Tackling the Group Health Employee Premium Burden Read More »
21 second read Solving Health Insurance problems is just like solving every other problem you have (successfully) solved in your business – and let’s be real… You’ve solved a lot of problems!!! Here is the crux of it: Do you take the discounts every time you can? Net 10 or Net 30? Those savings can
Pay Fast; Get the Discounts Read More »
2 minute read Research has found that employers who offered their workers stand-alone vision benefits experienced $5.8 billion in cost savings in the aggregate over four years due to reduced health care costs, avoided productivity losses, and lower turnover rates. That’s because individuals who receive an annual comprehensive eye exam are more likely to enter
Vision Coverage Can Reduce Overall Health Care Costs Read More »
48 second read On today’s episode we are going to talk about premium discounts. I talk with clients all the time about what they need and what they want in their health plan. This particular conversation might be interesting to you because it illustrates what many employers think… but doesn’t get at the heart of
3 minute read Drug abuse is costing U.S. employers some $81 billion annually due to employee illness, absences and lost productivity, and the problem has only gotten worse during the COVID-19 pandemic, according to a new study. The National Council on Alcoholism and Drug Dependence found that 70% of the estimated 14.8 million Americans who
Employee Drug Abuse Weighs on Employers Read More »
14 second read Sustainability is at the forefront of just about every business leader’s mind. When I think about sustainability, I usually think about the environment, social standards and fair governance. Your healthcare budget – and plan! – can play a role in all three. Let’s talk about that. Watch the Full Video
How not to have a Lawsuit Read More »
2 minute read As the light at the end of the pandemic tunnel gets brighter, more health insurers are ceasing to offer cost-sharing waivers for COVID-19 treatment. After legislation was enacted in 2020 that required health insurance companies to cover COVID-19 tests and vaccines, many insurers voluntarily waived all deductibles, copayments and other costs for
Health Plans Dropping Out-of-Pocket Cost Waivers for COVID-19 Treatment Read More »
This is the face you make after a minor mishap with filming!
My introduction before Craig Lack is now long lost footage.
That’s show biz, right?!
The good news is that Craig is talking about the strategies we’re both using to help organizations liberate the dollars trapped in their health spend.
I’m available after you watch and learn to talk the nitty gritty – how it works, implementation, executive buy-in and employee adoption.
Happy Watching!
