A PPO network is an indirect tax
Are you paying more in tax than you need to? Is your healthcare plan contributing to it? You betcha. We’ll explain how this happened and how you can stop it. Right here
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What Companies are Doing for Holiday Parties During Pandemic
One of the hallmarks of the holiday season is the company Christmas party, but with the COVID-19 pandemic in hyperdrive, many companies are rethinking their plans. A number of businesses have cancelled their parties altogether, but other managers feel that in light of this very difficult year for many people, a company Christmas party might
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Helping Your Older Workers Transition to Medicare
As health insurance costs rise and our workforce ages, fewer employers are providing retiree health insurance benefits to their older workers, and are instead asking them to sign up for Medicare. It’s a delicate situation as some older workers may resent being pushed to Medicare, especially if they’ve worked for their employer a long time.
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Something that keeps CFOs up at night
How does the Benefits Spend impact the responsibilities of the CFO? Let me count the ways…. Improving cash flow Recruiting/retaining the employees you need for your enterprise to flourish Reducing non-compensation costs… and maybe one or two more. Take a Listen
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Cash Management Office
Are you interested in creating long term value for your organization? Would you be interested in creating long term value in your health plan? Forward thinking employers are applying Cash Management Office principles to their healthcare budgets with positive results. Curious? Here is how it fits in: Area of focus How
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Injury and Illness Prevention Plans Save You Money, Period!
Employees are your most valuable assets, but many businesses overlook the importance of having a workplace safety program in place to protect them. Loss control is about employers caring for their workers’ safety. Successful loss control programs are means of reducing injuries and the severity of a potential accident. If you want to reduce the
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CFO Responsibilities
Growth still matters, and CFOs are anticipating growth moving forward (According to Brainyard, the Oracle research arm). And, more importantly, some things don’t change: Top line growth is good. Profit is better, and you can’t cut your way to growth. I’m going to disagree with that last one just a little bit. There is
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Uncertainty Weighs on Group Plan Cost Expectations
U.S. employers are expecting their group health insurance costs to climb 4.4% in 2021, despite the ravages of pandemic and a likely uptick in health care usage next year, according to a new survey. The expected rate increases are on par with much of the last few years, when insurance premium inflation has hovered between
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Timeless Principals
Somethings don’t change. I did this interview with Mabel …. everything I said is still true… Taking on your Rx Spend is the FASTEST way to start controlling your spend. Access to care – high quality, price accessible – is the backbone of your plan and the second best way to control your costs. Find
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Proposed Rule Makes Independent Contractor Classification Easier
The federal Department of Labor has proposed a regulation that would make it easier for employers to classify workers as independent contractors. The regulation would use an “economic reality” test to determine a worker’s status. This means that if worker is an employee of a hiring entity “as a matter of economic reality, the individual
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