About two months ago, we negotiated a fairly large technology purchase for our office – laptops, monitors, docks, the whole nine-yards…. You would have thought we were conducting a military operation with the planning that went into this project.• Apple or Microsoft?• Who needed more storage, cache, or did we all need the same?• Did […]
Do You Have the Will to Prepare to Win? Read More »
As the COVID-19 pandemic wears on, many employers have had to lay off or furlough staff due to a tremendous drop-off in business. Besides the loss of income they face, these workers will often also lose their employer-sponsored health insurance. With this in mind, many employers have been wondering if they can permit coverage to
How to Handle Group Health Coverage for Laid-off, Furloughed Staff Read More »
Are you paying your benefits advisor for activity or for results? Are you paying them to administer your plan or to control your costs? There are eight questions you can ask to find out. In the previous article, I shared with you the first four questions. Here are the next four. 5. What do you do
8 Questions You Should be Asking Your Benefits Advisor… Continued Read More »
Whether your business owns a single vehicle or an entire fleet, you will want to have a proper risk management program in place to reduce the chances of accidents and of being held liable for vehicle misuse by your employees. While most businesses buy commercial auto insurance and feel they have their bases covered, you
With Your Company Drivers, Safety Should Be Top Priority Read More »
Some health insurers are helping business workers in group plans maintain employee benefits during the COVID-19 pandemic, a new survey has found. Social distancing and stay-at-home orders have put the hurt on hundreds of thousands of businesses across the country, which has forced them to reduce employees’ hours, furlough them or lay them off. Besides
Some Insurers Step Up Group Health Plan Assistance Read More »
Are you paying your benefits advisor for activity or for results? Are you paying them to administer your plan or to control your costs? There are eight questions you can ask to find out. 1. Are you able to provide my medical and claims data and insights from my fully insured health plan? You will find out
8 Questions You Should be Asking Your Benefits Advisor Read More »
Many midsize employers believe that self insurance is full of rules and redtape that fully insured plans don’t have. However, that’snot necessarily the case. Compliance is integral to self insurance and there are several items that you are responsible for as a self-funded employer, including:• ERISA fiduciary responsibilities,• Non-discrimination rules,• Reporting and disclosure,• Requirements notices,•
What are my Fiduciary Responsibilities as a Self-Funded Employer? Read More »
Employers whose businesses continue to operate are obviously concerned about the coronavirus spreading through their worksites, so many have started testing their workers. Recent U.S. Equal Employment Opportunity Commission guidance authorized employers to conduct COVID-19 testing and check temperatures of employees. But doing so could expose a business to a number of employee legal actions
Testing Workers for COVID-19 Raises Privacy, Discrimination Issues Read More »
The number one concern I hear from employers when we talk about migrating to a self-insured or partially self-insured environment, is that they don’t want to be responsible for all the claims. What is stop-loss coverage? Stop-loss or reinsurance is how you protect yourself from large claims if you are self-insured. You should always have reinsurance. What
The Ins and Outs of Stop Loss and Reinsurance Read More »
If your business is preparing to open due to a relaxation of shelter-at-home orders, you should proceed with caution and make sure you have safeguards in place to protect your workers, as well as customers if they are entering your premises. How can you take that first step back to a semblance of normalcy? Here
How to Open Shop and Bring Staff Back to Work Read More »
This is the face you make after a minor mishap with filming!
My introduction before Craig Lack is now long lost footage.
That’s show biz, right?!
The good news is that Craig is talking about the strategies we’re both using to help organizations liberate the dollars trapped in their health spend.
I’m available after you watch and learn to talk the nitty gritty – how it works, implementation, executive buy-in and employee adoption.
Happy Watching!
