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office executives

Why a Corporate Liability Shield Is Not a Replacement for Liability Insurance

Business /

Business owners who form a corporation or a limited liability company (LLC) may question the need for the business to carry insurance. A major benefit of these forms of business organization is that they shield the owners’ personal assets. Because of this, they may believe insurance is unnecessary. A corporation is a legal entity separate […]

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hospital-bed-sick

The Costliest Claims for Catastrophic Conditions and the Drugs Used to Treat Them

Healthcare /

A new report by Sun Life Insurance Co. highlights the top high-cost claim conditions that plague the U.S. health care system and account for more than half of all catastrophic or unpredictable claims costs. The top 10 costliest claim conditions comprised over half (51.8%) of the $3 billion that Sun Life reimbursed to stop-loss policyholders

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Senior male warehouse worker unloading boxes from a pallet truck.

Small Employers Can Reimburse for Medicare Part B, D Premiums

Healthcare /

As the workforce ages and many employers want to keep on baby-boomer staff who have the experience and institutional knowledge that is irreplaceable, one issue that always comes up is how to handle health insurance. Once your older workers reach the age of eligibility for Medicare, under current law you can help them pay for

Small Employers Can Reimburse for Medicare Part B, D Premiums Read More »

Hacker working alone

Protect Your Firm from Hacking by Disgruntled Former Employees

Uncategorized /

While hacking by outsiders is posing a larger and more significant threat to companies of all sizes, the threat of insider jobs – particularly by disgruntled former employees – is often an even bigger one. These attacks, carried out with malicious intent to hamstring a company’s operations, can cause serious problems. Take, for example, the

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pharma pharmamceutical

IRS Eases Access to Chronic Disease Treatment

Uncategorized /

New guidance from the IRS will help people enrolled in high-deductible health plans get coverage for pharmaceuticals to treat a number of chronic conditions. Under the guidance, medicinal coverage for patients with HDHPs that have certain chronic conditions – like asthma, heart disease, diabetes, hypertension and more – will be classified as preventative health services,

IRS Eases Access to Chronic Disease Treatment Read More »

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Is Your Workplace Prepared for Legal Marijuana?

Healthcare /

Christina Barbuto has Crohn’s disease, a debilitating gastrointestinal disorder. Her physician prescribed medical marijuana to treat the symptoms, as allowed by Massachusetts state law. When she interviewed for a job that required a drug test, she informed her would-be supervisor of her condition and prescription. The supervisor assured her that this would not be a

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hospital-bed-sick

The Costliest Claims for Catastrophic Conditions and the Drugs Used to Treat Them

Business /

A new report by Sun Life Insurance Co. highlights the top high-cost claim conditions that plague the U.S. health care system and account for more than half of all catastrophic or unpredictable claims costs. The top 10 costliest claim conditions comprised over half (51.8%) of the $3 billion that Sun Life reimbursed to stop-loss policyholders

The Costliest Claims for Catastrophic Conditions and the Drugs Used to Treat Them Read More »

Off-the-clock Work Ban Can Save You from Legal Troubles

Business, Uncategorized /

Wage and hour lawsuits are on the rise, usually with non-exempt employees claiming they weren’t paid either for overtime or for work they may have performed before or after their shift. But, if you have ironclad policies in place, you can greatly minimize both the chances of being sued and also losing the case. One

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PPE

Make Sure Your Safety Equipment Fits Women on Your Team

Uncategorized /

Perhaps you remember the embarrassing scenario for NASA in early 2019, when the space agency was forced to cancel its first-ever all-woman spacewalk because they didn’t have two suits on the International Space Station that fit them. While most people were shocked, women in professions that require them to wear personal protective equipment (PPE) know

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