Business

12 second read Insurance contracts are all the same right? Well – do Jimi Hendrix and Eddie Van Halen play guitar exactly the same way? NO Insurance contracts are the same way.The components are the same, but the result can be WAY WAY different. 

11 second read What do these three things have in common?  Knee Replacements  MRIs  End Stage Renal Disease Find out here:

32 second read I hear quite a lot “why isn’t this covered????” Usually, the answer is it is covered, it just isn’t paid for yet. People DO NOT like this answer. I am sure you might have experienced this. These are the four ways people pay for health care, if they have insurance:  Copay  Deductible  Co-insurance 

36 second read I was involved in a discussion about health plan components last week (yes, only for insurance nerds…) and I heard the best explanation of how a health plan should work EVER. Plan Sponsors are the Master. All service providers are Servants to the Master.  I believe in common law, if Servants withhold

21 second read Solving Health Insurance problems is just like solving every other problem you have (successfully) solved in your business – and let’s be real… You’ve solved a lot of problems!!! Here is the crux of it: Do you take the discounts every time you can?  Net 10 or Net 30? Those savings can

48 second read On today’s episode we are going to talk about premium discounts. I talk with clients all the time about what they need and what they want in their health plan. This particular conversation might be interesting to you because it illustrates what many employers think… but doesn’t get at the heart of

14 second read Sustainability is at the forefront of just about every business leader’s mind. When I think about sustainability, I usually think about the environment, social standards and fair governance.  Your healthcare budget – and plan! – can play a role in all three. Let’s talk about that.

37 second read You know that ERISA regulations impact you if you are fully insured or if you are self-insured… no escaping that. What you many not know is that the fourth quarter of 2020 was a very busy time for Legislators. This year, a whole slew of new ERISA regulations came into being. On

11 second read WOULD YOU LET YOUR MOM GO TO A CARDIOLOGIST WITH A QUALITY SCORE (not a yelp review) OF 27.8? If you don’t want this to happen to your mom, or you or anyone that works with you, listen here:

29 second read Don’t we all get lucky every once in a while and do something absolutely outstanding for a client that we (professionally) love? Isn’t it so satisfying??? We negotiated a claim recently for a client… we do this all the time and we do it well… but we usually don’t get the opportunity to do it THIS