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Altiqe Consulting

Construction Firm Tips for Avoiding Insurance Disasters

3 minute read Construction Firm Tips for Avoiding Insurance Disasters When you’re in the construction industry you already have lots to worry about: Keeping your workers safe in one of the most dangerous industries, uninsured or underinsured subcontractors, and finding experienced employees from a shrinking pool of talent. Not only that, but lawsuits lurk in

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Spiking Materials Costs Imperil Apartment, Commercial Projects

3 minutes read Construction firms are reeling from snowballing costs of building materials due to spiking demand and supply chain snarls that are resulting in massive budget cost overruns. This is especially affecting construction businesses that are managing apartment or commercial projects. These cost overruns are imperiling profits — and risking red ink — on

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Your Staff Are Susceptible to Medical Identity Theft

3 minute read Medical-related identity theft accounted for 43% of all identity theft in the United States in 2020, according to the Identity Theft Resource Center. And the majority of documents criminals steal are the same ones your employees receive from their group health insurers. If an employee becomes a victim of medical identity theft

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covid

Long-Haul COVID Can Be covered under ADA

2.5 minute read The Equal Employment Opportunity Commission has issued guidance stating that employees suffering from “long COVID-19” may be protected under workplace disability discrimination statutes. The guidance states that someone suffering from impairments resulting from long-haul COVID-19 symptoms can be considered “disabled” under the Americans with Disabilities Act and entitled to the same treatment

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IRS to Get Tough on ACA Reporting Form Mistakes

2 minute read The time when the IRS offers relief from financial penalties to employers that make errors on their group health insurance reporting forms has come to an end. Starting this year, the IRS will no longer offer protection against reporting error penalties when “applicable large employers” (ALEs) file their Forms 1094-C and 1095-C

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trade secret theft

Employees Responsible for 85% of Trade Secret Theft

3 minute read Trade secret theft by employees is a serious and growing problem in the U.S. According to an analysis of federal court cases, 85% of such theft is committed by employees or business partners. Lately, companies have been focusing on high value, high-tech cyber attacks by outsiders that breach databases, but threats from

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Hospital Indemnity Insurance a Key Voluntary Benefit

2.5 minute read Most employers offer major medical coverage to their full-time employees. But that still leaves workers and their families with significant exposure to financial hardship in the event of a serious medical emergency. For example, even with insurance, treating a broken leg or undergoing emergency appendicitis surgery can mean thousands of dollars in

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