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allison.cohen.depaoli@gmail.com

worker's comp

Insurers Expected COVID-19 Workers’ Comp Surge; It Never Came

2.5 minute read COVID-19 workers’ compensation claims have not been as widespread as insurers and ratings agencies around the country had predicted when the pandemic first started in early 2020. Also, a large chunk of COVID-19 workers’ compensation claims filed by workers nationwide have been rejected, with insurers often citing lack of proof that the […]

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Insurance Companies are like Casinos… they never lose

1 minute read As an employer, I suspect you look at your health insurance costs and just shake your head… WHY does it cost so much?????I also suspect you haven’t yet received good answers. Here is what it boils down to:Ultimately, YOU are the insurance company……fully-insured, level-funded, self-insured… doesn’t matter, it is all the same

Insurance Companies are like Casinos… they never lose Read More »

fraud

Business Compromise Scams Continue Climbing

3 minute read While companies scramble to protect themselves against cyber criminals and malicious attacks on their servers, there is a growing amount of business compromise crime that uses both technology and a human touch to extract funds from businesses. Businesses have lost millions of dollars to social engineering scams, where attackers impersonate a company

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Employee Benefits

Changes for 2021 Summary of Benefits and Coverage

2 minute read There are new Summary of Benefits and Coverage notice requirements for health plans starting with the 2021 coverage year. The requirements, released by the Department of Labor, have new model templates, new instructions and new information that affects the coverage examples that are required to be in SBC documents that employers with

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Self Insured Plans are Actually LESS risk to your Margin than Fully Insured Plans

29 second read Did you know that health insurance contracts have the same components if they are fully insured or if they are self-insured. We show you how in this week’s video. Here is why this is important for your budget: The difference between having your own contract or borrowing the insurance companies is profit.

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business interruption

Supply Chain Disruption Lessons from Pandemic

3 minute read Besides the health and economic devastation that the COVID-19 pandemic has left in its wake, it has also caused supply chain disruptions that have affected a number of industries. The fallout for companies of all types illustrates the fragility of most businesses’ supply chains. The pandemic has left retailers with half-empty shelf

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online sexual harassment

Workplace Sexual Harassment Moves Online During Pandemic

3 minute read With so many people working from home during the COVID-19 pandemic, logic would dictate that instances of workplace sexual harassment would have plummeted since people are not in the office or any other facility together.  Logic would be wrong. Sexual harassment of employees by other employees or superiors has moved online, according

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